No catch. We make money from enterprises processing billions in volume. By offering free processing for your first $10M, we build trust and help startups scale without burning capital on payment fees. Once you grow beyond $10M, our volume-based rates are still 40-60% cheaper than competitors.

PayMatrix AI analyzes 200+ payment rails in real-time and routes each transaction through the cheapest, fastest path based on currency, geography, and network fees. For crypto payments, we can save you 70-90% vs traditional rails. For fiat, we eliminate cross-border fees and reduce failed transactions by 40%.

Yes. Native support for Bitcoin, Ethereum, stablecoins (USDC, USDT), and 50+ other cryptocurrencies is included at no extra cost. We also support instant crypto-to-fiat conversion with zero slippage through our liquidity network. No third-party integrations needed.

Once you process over $10M, we switch to simple volume-based pricing starting below 1%. The exact rate depends on your industry, average transaction size, and payment mix. We'll work with you to create a custom plan that's still 40-60% cheaper than Stripe or Adyen at your scale.

API keys in 60 seconds. Full integration in under 9 minutes with our SDKs (Python, Node.js, Ruby, Go, PHP). No credit card required. No approval process. Just sign up, grab your keys, and start processing payments immediately.